We get it. No one likes seeking legal help. If you are searching for legal help regarding workers’ compensation then take the time to understand how our Workers Compensation Attorneys at Mayer & Rosenberg in Kansas City can not only help you get full benefits but also help you through the whole process.
Definition: Worker’s Compensation
In Missouri, if you are a business owner then it is mandatory for you to have worker’s compensation insurance if you employ five or more employees. If you own a construction company then you must have worker’s compensation for just one employee. If the business does not meet those categories then it is optional to carry the insurance. However, that does not make the business exempt from any civil suit an employee may put forth against the business.
If you were injured while on the job then there are certain steps that should be taken to ensure that communication is clear about what happened and the results of that situation. For example, when able, you must tell your employer about the accident. If the accident requires you to seek medical assistance immediately then be sure to do so. After you are able to tell your employer, make sure you do so in writing. In Missouri, you must submit in writing that you were injured as well as details such as the date it happened, when it happened, where it happened, how it happened, and who was involved. This step is important because worker’s compensation claims take two parties. You can’t just rely on your employer to take the information down. You must take responsibility for your situation as well.
Once you have told your employer, your employer has the duty to tell the insurance company. They are obligated to tell the insurance company within a certain amount of time. In fact, the employer has five days to document and submit the documentation. From there on, the insurance company will asses what will be covered. However, an insurance company is just like any business, it is all about negotiating. If you receive a response to your claim and it does not satisfy your situation then you have options and our Worker’s Compensation Attorneys at Mayer & Rosenberg in Kansas City are here to help walk you through them.
If you are in the middle of a claim and you do not feel that you are getting fairly compensated then you probably aren’t. Proper compensation includes paying for the following:
- medical expenses, include rehabilitation expenses
- loss of wages due to time away from work
- disability payments: long term and short term
- if a death is involved then funeral expenses as well as other expenses
If this list does not reflect the benefits you are receiving then you need to reach out by calling 816-941-8949 or clicking here to speak to someone on our professional staff today. You deserve to be fairly compensated for the injuries you are suffering from and we intend to fight for you.