What are permanent partial disability benefits?
Missouri residents who have suffered a workplace injury may be eligible to claim workers’ compensation benefits. These benefits are identified and paid based in part upon the type of injury incurred and whether or not a temporary or permanent disability resulted. Disabilities are also broken down and classified as partial or total for a total of four types. These are temporary partial, temporary total, permanent partial and permanent total disabilities.
According to the Missouri Revised Statutes, a permanent partial disability can include blindness in one eye or lost hearing in either one or both ears. In addition, worker injuries that result in the loss of any part of an arm, leg, hand, foot, finger or toe can also qualify as permanent partial disabilities. People may be able to receive temporary disability in addition to payments for a permanent partial disability.
The severity of the disability will determine how soon a person is able to receive their workers’ compensation. For example, if a person loses an index finger from the second joint up due to a crush injury or some other accident, benefit payments will begin at the ninth week. In another situation, a person whose entire arm has been severed and lost from the shoulder down will be eligible to receive payments at the first week.
While the amount that people can receive may be up to two-thirds of their normal earnings, it is also capped at a maximum of 55 percent of the average wage per week statewide. This information is not intended to provide legal advice but general information about permanent partial disability payments under workers’ compensation claims in Missouri.